A 56-year-old high-net-worth individual and spouse with adult children engaged in comprehensive wealth planning with WealthCIO, Wealthselect and Wealth Blox, to address a complex financial picture. The strategy focused on diversifying the concentrated equity using direct indexing and a prepaid variable forward, optimizing liquidity through custom fixed income ladders, and integrating charitable giving with tax planning. The outcome was a more diversified, tax-efficient, and integrated wealth strategy that preserved flexibility, addressed legacy goals, and enhanced overall advisory value.
Case Study: Complex Wealth Planning for Multi-Generational Household
September 26, 2025